With record equity,
it's time your home takes care of YOU.

The reverse mortgages of 2025 are nothing like those from decades ago. They've evolved into sophisticated financial tools with significant consumer protections.

You may be wondering if the New Reverse Mortgage is right for you.

The reverse mortgages of 2025 are nothing like those from decades ago. They've evolved into helpful financial tools with significant consumer protections.

What's different with the New Reverse Mortgage:

  • A reverse mortgage is a type of loan that allows homeowners who are at least 62 years old to access the equity in their home.

  • Instead of making monthly mortgage payments, the borrower can receive payments FROM the lender.

  • The loan is repaid when the borrower no longer occupies the home as their primary residence.

  • If you need additional income to cover expenses or pay off debts, a reverse mortgage may be a viable option.

  • Home Equity: The amount of equity you have in your home is a key factor in determining if a reverse mortgage is right for you. The more equity you have, the more you may be able to borrow.

  • Plans for the Future: Think about your plans for the future and whether a reverse mortgage aligns with those plans.

  • A reverse mortgage can also be used to PURCHASE a new home. Many of my clients are enjoying the upgrade to a newer home with no monthly payments as a result.

Favorite Features of the New Reverse Mortgage:

  • No monthly payments required

  • Government-insured program

  • Regulated and supervised by FHA

  • Multiple built-in consumer protections

  • Growing line of credit option

Common Myths Solved by the New Reverse Mortgage:

Because your situation is unique, the best way to get your questions answered is to chat with Darin and his Sweet Mortgage Deals Team on the phone. He'll cheerfully answer your questions, give you ideas, and leave you with confidence in the decisions that you make.

MYTH: "The bank takes your house"

TRUTH: You retain full ownership and title. Period. It's your house, not the bank's. You can sell it, remodel it, leave it to your heirs - it's YOUR home.

MYTH: "You'll use up all your equity"

Modern reverse mortgages are specifically designed to preserve equity. In fact, the amount you can borrow is carefully limited to ensure significant equity remains.

MYTH: "Your heirs get nothing"

TRUTH: Your heirs have multiple options:Keep the house by paying off the loanSell the house and keep any remaining equityWalk away with no obligation if the loan exceeds value (And yes, they never owe more than the house is worth)e.

MYTH: "You can't have one if you have an existing mortgage"

TRUTH: You can use a reverse mortgage to pay off your existing mortgage, eliminating that monthly payment entirely.

MYTH: "They're too expensive"

TRUTH: Costs are regulated by FHA and are often similar to traditional mortgages. Plus, they can be financed into the loan - no out-of-pocket expense.

MYTH: "You'll lose your home if you live too long"

TRUTH: It's actually the opposite! The longer you live in your home, the better. You can stay as long as you wish, even if you live to 120!

Let's visit

Because your situation is unique, the best way to get your questions answered is for you and I to chat in person, over the phone, or even on Zoom.

I'll cheerfully answer your questions, ask you your questions, give you ideas, and our goal will be to leave you with confidence in the decisions that you make.

Call (or even text) Darin today at 801-877-7959

Call or Text

Call or text our Reverse Mortgage Line direct at (801) 877-7993.

Online Calendar

Book a time that works for you using a simple online calendar.

Appointment Assistant

Appointment Assistant will text you and help you setup a time that works for you.

Meet Darin:

Meet Darin Rhodes, one of the most trusted mortgage loan officers in the industry. With over 23 years of experience in the field, Darin has earned a solid reputation for his professionalism, honesty, and dedication to his clients.

Darin began his career in the mortgage industry after earning his Bachelor's degree in Political Science from Brigham Young University.

Over the years, Darin has worked with hundreds of clients, helping them navigate the complexities of the mortgage process and find the right loan product to fit their unique needs.

Darin Rhodes, Mortgage Lending Manager

Darin Rhodes, NMLS #281677

TruePartner Home Loans NMLS #1770793

321 E State Rd, Suite 150, American Fork, UT 84003
801-888-7468


For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Not all borrowers will meet the requirements necessary to qualify. As a result of refinancing, your total finance charges may be higher over the life of the loan. Payments do not include taxes and insurance. Your payment obligation will be higher. Reduction in payments may reflect longer loan terms and higher interest charges over the life of the loan. Applicant should not assume that any debt will be eliminated by refinancing since the debts are consolidated into a new loan.